diff --git a/evennia/objects/objects.py b/evennia/objects/objects.py
index 43c2dcc6fe..bc9f946415 100644
--- a/evennia/objects/objects.py
+++ b/evennia/objects/objects.py
@@ -2076,9 +2076,10 @@ class DefaultCharacter(DefaultObject):
 
         try:
             # Check to make sure account does not have too many chars
-            if len(account.characters) >= settings.MAX_NR_CHARACTERS:
-                errors.append("There are too many characters associated with this account.")
-                return obj, errors
+            if account:
+                if len(account.characters) >= settings.MAX_NR_CHARACTERS:
+                    errors.append("There are too many characters associated with this account.")
+                    return obj, errors
 
             # Create the Character
             obj = create.create_object(**kwargs)
diff --git a/evennia/objects/tests.py b/evennia/objects/tests.py
index 1f84466686..29bb292c8f 100644
--- a/evennia/objects/tests.py
+++ b/evennia/objects/tests.py
@@ -32,6 +32,14 @@ class DefaultObjectTest(EvenniaTest):
         self.assertEqual(description, obj.db.desc)
         self.assertEqual(obj.db.creator_ip, self.ip)
         self.assertEqual(obj.db_home, self.room1)
+        
+    def test_character_create_noaccount(self):
+        obj, errors = DefaultCharacter.create(
+            "oscar", None, home=self.room1.dbref
+        )
+        self.assertTrue(obj, errors)
+        self.assertFalse(errors, errors)
+        self.assertEqual(obj.db_home, self.room1)
 
     def test_room_create(self):
         description = "A dimly-lit alley behind the local Chinese restaurant."